You can also use the Apple Cash app to send and receive money using the iPhone messaging app. On the other hand, Sending payment using the Apple Pay to Cash app can be difficult. Also, if you’re a beginner, it’s a good idea to read everything before you start. To protect your savings, you may need to verify your identity at certain locations when using Apple Cash. However, if you do not provide this information, you may not be able to use all the features of Apple Cash. You can then visit the website to learn about cash payment programs.